Licensed Medicare brokers, also known as agents, can help you find the right plan for your needs. They are experts in the Medicare industry and know it inside and out. They also stay abreast of changes to the Medicare program, so you don’t have to.
There are two types of licensed Medicare Agencies: independent and captive. A captive agent works for a single insurance company and knows their products well. Independent agents work for several insurance companies and can present you with a variety of plan options that best meet your needs.
Having an expert on your side can save you hours of research and stress. Agents are educators, guidance counselors, and translators who can explain the various Medicare options in language you understand.
Top Benefits of Working with a Medicare Agency
They can also help you avoid making costly mistakes by analyzing your current coverage and helping you select the most appropriate Medicare Advantage, Medigap or prescription drug plan for your situation. Unlike a friend or online guide, they have no financial incentive to sell you a particular plan and are required by law to provide unbiased education, practical decision support, and trusted activation options.
Be sure to choose a broker who specializes in Medicare and has a proven track record of providing excellent customer service. Ask for references and check their state license status on your own or through your state’s insurance department. You can also use a tool provided by NCOA to identify brokers who are Medicare-certified and meet our Standards of Excellence.…